Privacy Policy 

Privacy Policy
Last updated: [9/11/2025]

Welcome to LC Insurance Consultancies (“we”, “us”, or “our”).
Your privacy matters to us. This Privacy Policy explains how we collect, use, disclose and safeguard your personal information when you visit our website https://www.lcinsuranceconsultancies.com (the “Site”), and when you engage with our services focused on UK-based young driver insurance.

1. Information We Collect

a. Information You Provide

When you contact us (via email, phone or message) or fill out any forms (e.g., to book an appointment or request quotes), we may collect:

• Your name

• Your email address

• Your telephone/mobile number

• Details about your driving history (as relevant to the young-driver insurance service)

• Your address or postcode (to determine eligibility & quote for UK only)

• Any other information you choose to provide in communications with us

b. Automatically Collected Information

When you visit our Site (hosted on Wix) the following may be collected automatically:

• Your IP address

• Device type, browser type and version, operating system

• Pages you view on the Site, the time spent, how you reached the Site (e.g., referral link)

• Cookies and similar technologies enabled via Wix and our analytics tools

c. Cookies and Tracking Technologies

Our Site uses cookies and similar tracking technologies (via the Wix platform and possibly third-party analytics/tools) to:

• Enable essential functionality of the Site

• Analyse how visitors use the Site (to improve our service)

• Remember preferences and facilitate a better user experience

You can choose to disable or manage cookies via your browser settings. For more details, you may check Wix’s cookie policy and any consent banner tools we use.

2. How We Use Your Information

We use your personal data for these purposes:

• To provide and manage our young-driver insurance consultancy services

• To process your requests for quotes, bookings or communications

• To communicate with you (by email, phone or message) about your enquiry, our services, updates or relevant information

• To improve our Site, service offerings and customer experience

• To comply with legal or regulatory obligations

We do not use your data for automated decision-making or profiling beyond what is required for insurance quote and service provision.

3. Data Storage & Security

Our Site is built and hosted via Wix. Your data may be stored through Wix’s data storage, databases and general applications.
Wix provides secure servers and controls appropriate for its hosting services.
We implement appropriate technical and organisational measures to protect your data against unauthorised access, alteration, disclosure or destruction. However, no system is completely secure and we cannot guarantee absolute security.

4. Sharing Your Data

We will not sell or rent your personal data. We may share your information with:

• Wix (as our website hosting and platform provider)

• Third-party service providers we engage for our business operations (e.g., email service provider, analytics provider)

• Insurers or broker partners (or their authorised representatives) in order to provide you with insurance quotes or services—only when you have explicitly authorised us to do so

• Legal or regulatory authorities, if required by law or to protect our rights

Any third parties will be required to handle your data in line with relevant data protection requirements.

5. International Transfers

Your information is primarily processed and stored within the UK/EU through Wix and associated services. If any data is transferred outside the UK/EU, we will ensure appropriate safeguards are in place (such as Standard Contractual Clauses) to protect your rights.

6. Your Rights

Depending on your location and applicable law (especially if you are in the UK/EU), you have certain rights in relation to your personal data:

• The right to access the data we hold about you

• The right to correct any inaccurate or incomplete data

• The right to request deletion of your data (“right to be forgotten”) subject to any legal obligations we have to retain data

• The right to restrict or object to processing of your data

• The right to withdraw consent where processing is based on consent

• The right to data portability (in certain circumstances)
  If you wish to exercise any of these rights, please contact us at the email address below. We may verify your identity before fulfilling a request.

If you are in the UK or EU and believe we have processed your data unlawfully, you have the right to lodge a complaint with the relevant supervisory authority (for UK: the Information Commissioner's Office, ICO).

7. Retention of Data

We will retain your personal data only for as long as necessary to fulfil the purposes we collected it for (including providing you with our services, legal and regulatory compliance, resolving disputes) and as otherwise described in this Privacy Policy. We will then securely delete or anonymise your data.

8. Third-Party Links

Our Site may contain links to external websites (for example, insurers’ or partners’ sites). We are not responsible for the data practices or the content of those external sites. We encourage you to review the privacy policies of any third-party sites you visit.

9. Children’s Privacy

Our services are intended for UK young drivers (typically age 17+). We do not knowingly collect or solicit personal data from children under the age of 16. If you believe we have inadvertently collected such data, please contact us so we can delete it.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The “Last updated” date will reflect the most recent changes. When we make material changes, we may notify you by posting a prominent notice on our Site or, where appropriate, by other means.

11. Contact Us

If you have any questions about this Privacy Policy, how we handle your data, or you wish to exercise your rights, please contact us:
LC Insurance Consultancies
Email: lcinsuranceconsultancies@gmail.com
Phone: 07950 397945
Address: Anglia Bait Company, Woodhall Spa, UK. 

Acknowledgement
By using our Site and/or engaging with our services, you acknowledge that you have read and understood this Privacy Policy and consent to the collection, use and sharing of your personal information as described above.